Bonafidelegalservices

Why Choose Us

Why Repair Your Credit?

Stop waiting! Poor credit costs you money $$$

Why Repair Your Credit?

Your credit score comes from your credit report; it is your spending and repayment report card. Credit reports are often incorrect, that information can really hurt your score. We make sure your credit report contains ONLY ACCURATE information, so you’ll have the highest score possible!

Why we are different

Stop waiting! Poor credit costs you money $$$

Why Repair Your Credit?

We genuinely care about each one of clients and we are committed to their credit health! Our services include your private assessment, aggressively contacting creditors on your behalf, sending certified legal challenges and much more. We are well informed on recent laws, statutes, and credit reporting practices and we hold all three bureaus accountable. We also know the items on your reports affect your score the most. We are not here to judge you; we are committed to helping you finally get the things in life you deserve!

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Stop waiting! Poor credit costs you money $$$

A low credit score can keep you from the things you want. But did you know a low credit score can impact a lot more than just financing?

Higher interest rates, credit turn downs, higher down payments, Higher payments, embarrassing low credit limits, Higher insurance premiums, Employment considerations, Stop being treated poorly, sometimes

A low credit score can keep you from the things you want. But did you know a low credit score can impact a lot more than just financing?

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Frequently Asked Questions

Please contact us if you cannot find an answer to your question.

How long will it take to repair my credit?

Each situation is different, but most of our customers see positive results within 60-90 days. In the past, it took much longer because we had to depend on "Snail Mail" to order and receive our credit reports, dispute them, send them back, wait 30 days, then wait again for the response back. With the help of Smart Credit App The time it takes to pull your score and dispute the derogatory credit is almost instant. Were still at the mercy of the credit laws requiring creditor response in 30 days but this is a significant savings in time.

We have successfully cleaned up poor credit in as little as 6-9 months with significant improvement in as little as 60 -90 days. The sooner you start, the sooner you will have the excellent credit you deserve!

How much will my score increase?

No two credit histories are the same. That said, depending on the situation, it is not unusual increases as large as 200+ points in very little time:

AVERAGE SCORE INCREASE IN 35 DAYS: AVERAGE INCREASE IN 90 DAYS:

10 points or more 93% 10 points or more 97%

20 Points or more 71% 20 points or more 82%

50 points or more 25% 50 points or more 40%

Your score will continue to improve as long as you stick to your plan, in as little as 6-9 months we can get you and excellent credit score much faster than ever before!

You must be patient and let us work for you!

*******Just a small 20-point increase in your credit score can mean a difference of tens of thousands of dollars in interest and additional credit buying power ! *******

How do we restore your good credit?

First, we'll evaluate your credit history and dispute any incorrect findings. Then, we'll prioritize the actions that will improve your credit score the fastest. This involves more than just our aggressive legal challenge letters; we contact the bureaus and creditors and demand detailed proof that what they are reporting is accurate. They must provide detailed account information at our request. Everything must be accurate; all I's are dotted and T's crossed or it isn't accurate, and it must be removed by law. We hold their feet to the fire and hold them accountable for the bad information that is being reported about you. At the same time, we are removing bad credit, we are establishing good credit with our credit builder plans.